Natural Capital Ensurance transforms how we value and fund nature—ensuring the benefits it provides to all beings.
the problem
Society and the economy are 100% dependent on nature. Yet this foundation is in rapid decline, nearing irreversible tipping points. The gap: $1 trillion annually needed for biodiversity and natural capital.
Traditional approaches fail because:
- Insurance is reactive (compensates after damage)
- Philanthropy can't scale to the gap
- Markets don't price ecosystem services
the solution
Ensurance is proactive protection. It safeguards ecosystems from day one with a clear path to permanent protection, restoration, and ongoing stewardship funding.
| Approach | Timing | Scale | Outcome |
|---|---|---|---|
| Insurance | After damage | Individual claims | Compensation |
| Philanthropy | Opportunistic | Grant-limited | Project-based |
| Ensurance | From day one | Protocol-wide | Permanent protection |
Ensurance operates as a member-owned blended-finance protocol where two types of capital work together. Members invest as flow investors (risk reduction and resilience) or stock investors (yield secured by real assets) — or both. Participants can engage via external clients. Together, they move natural assets toward permanent protection.
how it works
┌─────────────────────────────────────────────────────┐
│ NATURAL ASSETS │
│ The foundation — ecosystems, species, watersheds │
├─────────────────────────────────────────────────────┤
│ AGENTS │
│ The actors — people, groups, AIs, stewards │
├─────────────────────────────────────────────────────┤
│ INSTRUMENTS │
│ Coins (general) and Certificates (specific) │
├─────────────────────────────────────────────────────┤
│ MECHANISMS │
│ Ensurance, proceeds, pools, vaults │
└─────────────────────────────────────────────────────┘
General ensurance (coins) — Nature-linked currencies where market activity indirectly funds ecosystems.
Specific ensurance (certificates) — Yield-bearing instruments that directly fund natural assets and stewardship.
quick start
| If you want to... | Start here |
|---|---|
| Understand the philosophy | approach |
| Understand natural capital | natural-capital |
| Understand natural assets | natural-assets |
| Understand the funding model | ensurance |
| Understand membership | duna |
| Participate as an agent | agents |
| Hold ensurance instruments | coins, certificates |
| Understand value flow | proceeds |
| Build on the protocol | api |
core outcomes
- Reduced risk — Proactive protection before damage occurs
- Increased resilience — Ecosystems maintained for long-term function
- Greater wellbeing — Benefits flowing to all life, including humans
These investments secure real assets delivering financial, ecological, social, and cultural returns—while honoring nature's intrinsic value.