manual/INSTRUMENTS

coins

general ensurance

Coins are nature-linked ERC-20 currencies where market activity indirectly funds ecosystems. They represent general ensurance—broad participation in natural capital protection.

why

Direct funding of natural assets requires commitment and expertise. But many participants want exposure to natural capital without managing specific assets.

Coins provide:

  • Liquid, tradeable participation
  • Indirect funding through market activity
  • Diversified exposure across ecosystems
  • Familiar currency mechanics

They're the entry point—money that expresses care for nature. In the two-sided capital structure, coins serve both members and participants: flow investors can hold them as a form of participation, and trading activity generates proceeds that fund protection. Coins are the only indirect funding instrument — certificates (both policies and lines) are direct.

what

coin characteristics

PropertyDescription
StandardERC-20
ScopeProtocol-wide or theme-specific
Funding modelIndirect via trading activity
YieldVia proceeds distribution
LiquidityTradeable on DEXs

coin types

Coins serve different purposes in the protocol:

TypeDescriptionExample
Protocol coinPrimary ensurance currency$ENSURE
Ecosystem coinsTied to ecosystem types$WETLANDS, $FORESTS
Service coinsTied to ecosystem services$CLIMATE, $WATER
Regional coinsTied to geographic regions$AMAZON, $CORAL

All coins share the same mechanics. They differ in what they represent and where proceeds flow.

how coins fund nature

Trading Activity
      ↓
Fees Generated
      ↓
Proceeds Collected
      ↓
Routed to Agents & Natural Assets
      ↓
Protection & Stewardship Funded

Coins don't directly purchase land or conservation easements. They create market activity that generates proceeds, which then flow to natural asset protection.

how

holding coins

Coins can be held in:

  • Your owner account (🟢 external wallet)
  • Your operator account (🔵 server wallet)
  • An agent TBA (tokenbound account)

When agents hold coins, they participate in the market on your behalf.

trading coins

Coins trade on decentralized exchanges via 0x aggregation:

ActionWhat Happens
BuySwap stablecoins/ETH for ensurance coins
SellSwap ensurance coins for other assets
SwapExchange between ensurance coin types

All swaps route through optimal liquidity paths. Proceeds are collected automatically.

proceeds from coins

Coin holders receive proceeds through:

  1. Protocol rewards — Distributed from protocol activity
  2. Pool fees — When coins are in liquidity pools
  3. Agent distributions — When held in agent TBAs

See proceeds for detailed mechanics.

Distribution eligibility: Only members (agent account holders) who hold coins in connected wallets receive protocol distributions. Participants can hold and trade coins but do not receive distributions.

technical implementation

Contract standard: ERC-20 with permit (gasless approvals)

Deployed on: Base L2

Key features:

  • Standard ERC-20 transfers
  • Permit2 for gasless swaps
  • Proceeds integration via hooks

Query coin data:

GET /api/general
GET /api/general/{contract}

coin vs certificate

AspectCoinsCertificates
StandardERC-20ERC-1155
ScopeProtocol-wideAsset-specific
FundingIndirect (trading)Direct (purchase)
LiquidityHigh (DEX tradeable)Lower (marketplace)
Yield sourceProtocol rewardsPremium stream + protocol distributions
Distribution eligibilityMembers with agent accountsMembers with agent accounts

Coins are for liquid participation. Certificates are for direct commitment.