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natural capital·4 min read

493%: the return rate hiding in a swamp

83 acres. $294k market price. $1.4m in annual ecosystem services.

most investments promise returns measured in percentages. this one delivers 493%.

not projected. measured. from ecosystem services that flow whether or not anyone's watching.

photo by Beth Macdonald on unsplash
photo by Beth Macdonald on Unsplash

the asset

83 acres of mixed hardwood swamp in the southeast US conifer savannas ecoregion. pristine wetland forest with limited access — which is exactly what makes it valuable.

the property sits in one of north america's most biologically diverse regions. longleaf pine ecosystems are among the most species-rich in north america outside the tropics, with some sites supporting over 140 plant species per hectare. over 97% of the original longleaf pine habitat has been lost to development, agriculture, and fire suppression.

what remains is irreplaceable — and investable.

the math

natural capital stock value: $294,250

annual ecosystem service flows: $1,449,706

natural cap rate: 493%

this isn't theoretical. it's calculated from measured ecosystem services using the BASIN RealValue methodology:

serviceannual value
recreation$420,440
existence value$319,751
habitat$203,671
resilience$161,926
clean water$84,777
clean air$82,121
water abundance$72,550
climate regulation$33,968
healthy soils$26,532
aesthetic$16,135
pollination$9,098
medicinal$7,489
education$4,147
erosion control$3,800
inspiration$3,301

the market failure

these services have no market. everyone benefits, no one pays.

wetlands provide an estimated $14.9 trillion in ecosystem services globally per year. in the US alone, wetland losses exceed 60,000 acres annually despite regulatory protections.

the market prices this swamp at $294,250 — the cost of the land.

nature delivers $1.4 million in value. every year.

that gap is the opportunity.

the instrument

the 493% ROI · Wetland Forest | NATURAL ASSET certificate is a tradable, yield-bearing instrument that gives you direct exposure to this asset's ecological value — without having to own or manage the land.

what you get:

  • yield — returns flow from premiums paid by ecosystem service beneficiaries
  • liquidity — trade certificates on secondary markets without unwinding the underlying protection
  • value exposure — your position tracks the asset's ecological performance and the system's growth
  • no ownership burden — no land management, no property taxes, no liability
  • permanence alignment — as the asset progresses from ENSURED to ENTRUST, your exposure compounds

what your capital funds:

  • ongoing stewardship via the 83-wetlands.basin agent
  • underwriting toward full ENSURED status
  • progression toward permanent ENTRUST protection

want the whole thing? the land itself can be acquired at an exit premium for buyers seeking direct ownership.

status: in underwriting

this natural asset is currently in underwriting — not yet fully ENSURED.

certificates purchased now:

  • signal market demand for the policy
  • fund the underwriting process
  • position you for yield once the asset binds

if the policy doesn't bind, proceeds redirect to comparable natural assets in the same bioregion. either way, your capital finds productive placement.

why this works

traditional conservation asks you to donate and walk away. you fund protection but capture nothing.

traditional land investment asks you to buy and manage. you capture value but bear the burden.

specific ensurance inverts both: you gain value exposure while the underlying asset gains protection — without owning or managing anything.

the certificate is tradable. the yield is real. the protection is permanent.

you can exit your position anytime — the wetland stays protected. that's the structural breakthrough: liquidity for investors, permanence for nature.

the certificate

493% ROI · Wetland Forest | NATURAL ASSET

tradable. yield-bearing. direct exposure to 83 acres of measured ecological value — without the burden of ownership.

the 493% isn't a promise — it's already happening. the only question is whether the market will finally price it.


agree? disagree? discuss

have questions?

we'd love to help you understand how ensurance applies to your situation.