# Ensurance
> natural capital ensurance — proactive protection for ecosystems before loss occurs.

ensurance is a protocol for valuing, funding, and permanently protecting nature. unlike insurance (which pays after damage), ensurance funds protection upfront. onchain on Base L2.

## what ensurance does

- **general ensurance (coins)**: tradable tokens that fund ecosystem protection through market activity
- **specific ensurance (certificates)**: tokens tied to real natural assets providing direct funding
- **agents**: onchain accounts representing place, people, or purpose that hold and deploy capital
- **proceeds**: value flows routed to stewards and natural assets

## key concepts

- **natural capital**: the stock of natural assets (ecosystems, biodiversity) that produce flows of ecosystem services
- **ecosystem services**: benefits nature provides — clean water, climate regulation, pollination, flood protection
- **holistic value**: ecological, cultural, social, spiritual, and economic dimensions working together

## navigation

### learn
- /guide — educational content about natural capital and ensurance
- /manual — protocol documentation and technical reference
- /act — ask questions and act on the protocol (accepts ?q=)

### explore
- /general — browse general ensurance coins
- /specific — browse specific ensurance certificates
- /agents — view ensurance agents
- /groups — explore namespace organizations
- /natural-capital — ecosystem stocks and service flows
- /markets — trade ensurance instruments
- /exposure — industry nature dependencies

### solutions
- /solutions — natural capital solutions by organization type
- /solutions/sectors — solutions by industry sector
- /services — professional services from BASIN

### connect
- /contact — reach the BASIN team
- /basin — about BASIN (natural capital origination and operations)

## guides (recent)

- /guide/why-is-wildfire-smoke-getting-worse — why wildfire smoke keeps getting worse
- /guide/living-money — living money
- /guide/climate-ready-cities-not-climate-havens — climate havens don't exist — but climate-ready cities do
- /guide/greening-without-displacement — when the park raises the rent
- /guide/quality-of-life-economic-development — beyond gdp: why the best places invest in nature first
- /guide/nature-is-a-talent-strategy — your best recruiter is the landscape: nature as a talent strategy
- /guide/the-holistic-wealth-scorecard — beyond gdp: the holistic-wealth scorecard for regions
- /guide/amenity-migration-why-people-move-for-place — people don't move for wages anymore: the rise of amenity migration
- /guide/match-your-liabilities-to-living-systems — your liabilities are 30 years out. so is a forest.
- /guide/is-nature-an-asset-class-yet — is nature an asset class yet? the honest answer
- /guide/the-forever-asset-generational-wealth-in-nature — the forever asset: generational wealth that never needs a harvest
- /guide/who-can-hold-nature-for-decades — the money that can wait: who actually holds nature for decades
- /guide/the-triple-net-lease-has-a-nature-shaped-hole — the triple-net lease has a nature-shaped hole
- /guide/where-nature-fits-when-hunting-uncorrelated-yield — the five things allocators hunt — and where nature actually fits
- /guide/food-security-is-an-ownership-question — food security is an ownership question: the unpriced half of every harvest
- /guide/own-the-engine-not-the-ticker — own the engine, not the ticker: real assets and the flight to essentials
- /guide/burn-scar-floods-colorado-utah-monsoon — the fire already chose next week's flood path
- /guide/i-70-flood-closure-watershed-resilience — the highway closed because the watershed didn't
- /guide/pay-for-the-drought-to-end — if you could pay for the drought to end, would you?
- /guide/pay-for-the-storm-to-lose-its-teeth — if you could pay for the storm to lose its teeth, would you?
- /guide/coolest-microclimate-under-a-tree — shade cools the spot; the forest cools the region — and brings back the rain
- /guide/public-private-partnerships-climate-adaptation — the new public-private partnership: why cities are tokenizing climate adaptation
- /guide/ecological-claims-mrv — the end of greenwashing: ecological claims mrv onchain
- /guide/insurability-is-the-first-domino — insurability is the first domino
- /guide/divest-reprice-or-protect — divest, reprice, or protect: a fiduciary's three doors
- /guide/the-tail-risk-you-can-model-but-cant-buy — the tail risk you can model but can't buy
- /guide/you-cant-summon-snow-but-you-can-stop-losing-it — you can't summon snow — but you can stop losing the snow you've got
- /guide/you-cant-stop-wildfire-but-you-can-change-how-it-burns — you can't stop wildfire — but you can make sure it doesn't take the town
- /guide/you-cant-seed-a-cloud-that-isnt-there — you can't seed a cloud that isn't there — but a forest makes its own rain
- /guide/how-to-cool-a-city — how to cool a city without installing a single air conditioner
- /guide/the-cheapest-climate-control-isnt-a-machine — the cheapest climate control money can buy isn't a machine
- /guide/the-desert-isnt-destiny — the desert isn't destiny — how degraded land gets its rain back
- /guide/the-planetary-thermostat-isnt-for-sale — the planetary thermostat isn't for sale — but nature already runs one
- /guide/climate-control-system-already-exists — the climate control system already exists — we've just been defunding it
- /guide/texas-hill-country-flooding-nature-based-solutions — when a dry river floods your city
- /guide/how-to-slow-flash-floods-nature-based-solutions — how to slow flash floods before they reach your street
- /guide/the-power-goes-out-on-purpose-now — the power goes out on purpose now
- /guide/three-emergencies-one-system — three emergencies, one system
- /guide/air-quality-is-made-upstream — air quality is made upstream — sometimes in another country
- /guide/climate-finance-el-nino-preparedness — when the forecast is the warning: climate finance for el niño
…and 263 more at /guide

## manual

- /manual/agents — agents
- /manual/groups — groups
- /manual/natural-capital — natural capital
- /manual/natural-assets — natural assets
- /manual/framework — framework
- /manual/coins — coins
- /manual/certificates — certificates
- /manual/ensurance — ensurance
- /manual/proceeds — proceeds
- /manual/pools — pools
- /manual/vaults — vaults
- /manual/overview — overview
- /manual/approach — approach
- /manual/api — api
- /manual/llm — for agents and operators
- /manual/faq — faq
- /manual/duna — duna

## current protocol state

### groups (25)
- **.ai**: Onchain AI Agents For Everyone
- **.avlt**: natural asset ensurance (demo)
- **.basin**: protecting the commons
- **.boulder**: Reducing Risk, Ensuring Resilience
- **.ensurance**: natural capital ensurance
- **.flyway**: migration corridors connecting hemispheres
- **.higher**: Aim Higher.
- **.mumbai**: Reducing Risk, Ensuring Resilience
- **.refi**: A NETWORK SOCIETY TO REGENERATE THE EARTH
- **.situs**: onchain groups ensuring resilience
- **.syndicate**: coordinating capital for natural resilience
- **.tgn**: BUIDLing a world where anyone can plant trees & earn a living
- **.tokyo**: Reducing Risk, Ensuring Resilience

### coins (191)
bubo virginianus | great horned owl, growth, jatropha multifida, risk resilience, boreal forests, tokyo, los angeles, healthy soils, habitat, pollination, mumbai, water abundance, exploited, coordination, anthropocene, piopiotahi, removal, giant redwoods, condor, okefenokee, novel beast, serenade, filter, seawall, sensitive, california pines, flooded001, adaptive capacity, uinta, populus tremuloides, new york, london, paris, ocqueoc, morpho, manduca blackburni, thirst, bugle, intrinsic, raptor, butterfly hill, bleached, spill, musci, oncorhynchus mykiss, european elk, fishes, marsicanus, platanthera leucophaea, water cycle +, misosazai, WILLIE, manta, san jose creek, aster tahoe, eddies, honu, upstream, availability, wellbeing, padar, rosette, zoonotic, canis rufus, corridors, apis, ursanox, vaquita, thielsen, ecotone, fynbos, echinocereus, kittiwake, deepforest, al-ahwar, krill, monarch, protist, biotic, rivers&lakes, hudson, balance, grasslands, beet, ICEBEAR, hammerhead, eDNA, coryi, work, buttress, whaleshark, sections, lodge, graywhale, lady, sunda, muralis, sections+, kenai, blackwater, joshua, anomalies, brownfield, dunton, bluepeace, pronghorn, seawall+, relational, ailurus, lights, rockrat, temporal, bioregion, cryptogam, anthozoa, biocrust, buildit, abiotic, cristatus, beetlekill, indicator, wealth, time, instrumental, manatus, monachus, kettle, mane, ica, tresses, yuccasella, time, abovebelow, sudd, monsoon, pothole, livefuel, umwelt, carpenter, rain, dryforests, fishhawk, daddy, aceh, infill, jasmine, grandiflorum, depths, kariz, usteq, terroir, wunderkammer, orthopteran, oondiri, willingness, cycling, ahupuaʻa, oxbow, coming, bioswale, benthic, currency, slider, fossorial, snowpack, meander, maiapilo, melbourne, lichen, pycnoporus, pewonigowink, velvetfish, alert, zoos, kiwikiu, breakthrough, kanawauke001, haliaeetus leucocephalus, gymnetrus, 'io, financialized, sequoiadendron giganteum, gone, urgency, priced, burn, kokoro +++, mauna loa, kanawauke002, drongos, cultivated

### certificates (27)
specific ensurance certificates tied to natural assets.

### agents (2082)
- .ai (19): aurelia.ai, basin.ai, corpus.ai, cougar.ai, danceparty.ai, earth.ai, eliza.ai, ensurance.ai, greenpill.ai, growk.ai, and 9 more
- .avlt (4): coffman-ranch.avlt, marble-wetlands-preserve.avlt, situs.avlt, three-meadows-ranch.avlt
- .basin (620): 0xjoshua.basin, 0xjw.basin, 59-ventura-riparian.basin, 83-wetlands.basin, 8bram.basin, 8f26833ac50d25b.basin, a+m.basin, adriatic-sea-central-mediterranean-mixed-forests.basin, aegean-sea-east-mediterranean-mixed-forests.basin, aesthetic-sensory.basin, and 610 more
- .bioregion (186): adriatic-sea-central-mediterranean-mixed-forests.bioregion, aegean-sea-east-mediterranean-mixed-forests.bioregion, afghan-balochistan-drylands-mountain-meadows-conifer-forests.bioregion, alps-po-basin-mixed-forests.bioregion, altai-mountain-forests-grasslands-desert-steppe.bioregion, amazon-river-estuary.bioregion, amsterdam-saint-paul-islands.bioregion, andean-mountain-forests-valleys.bioregion, andean-mountain-grasslands.bioregion, antarctic-peninsula-scotia-sea.bioregion, and 176 more
- .boulder (33): 4th.boulder, alice.boulder, amanda.boulder, ava.boulder, bob.boulder, campbell.boulder, charlie.boulder, courtney.boulder, cu.boulder, ensurance.boulder, and 23 more
- .capital (3): allo.capital, natural.capital, situs.capital
- .earth (16): basin.earth, campbell.earth, danceparty.earth, eliza.earth, ellen.earth, ensurance.earth, ensure.earth, ensured.earth, ensurer.earth, goose.earth, and 6 more
- .ecoregion (844): adelie-land-tundra.ecoregion, admiralty-islands-lowland-rainforests.ecoregion, aegean-western-turkey-sclerophyllous-mixed-forests.ecoregion, afghan-mountains-semi-desert.ecoregion, ahklun-kilbuck-upland-tundra.ecoregion, al-hajar-foothill-xeric-woodlands-shrublands.ecoregion, al-hajar-montane-woodlands-shrublands.ecoregion, alai-western-tian-shan-steppe.ecoregion, alashan-plateau-semi-desert.ecoregion, alaska-peninsula-montane-taiga.ecoregion, and 834 more
- .ensurance (34): Aesthetic & Sensory, Art & Inspiration, Boreal Forests, Clean Air, Clean Water, Climate Stability, Coastal Systems, Cultivated & Developed, Deserts, Energy, and 24 more
- .ents (2): redwood.ents, situs.ents
- .fi (8): ai.fi, azos.fi, bio.fi, de.fi, impact.fi, re.fi, situs.fi, very.fi
- .flyway (10): african-eurasian.flyway, americas.flyway, atlantic-ocean.flyway, black-sea-mediterranean.flyway, central-asian.flyway, east-asian-australasian.flyway, east-atlantic.flyway, southern-ocean.flyway, west-asia-east-africa.flyway, west-pacific-ocean.flyway
- .higher (28): aether.higher, agrimony.higher, aim.higher, anemale.higher, arjun.higher, athletics.higher, benna.higher, catra.higher, clfx.higher, collective.higher, and 18 more
- .la (2): manda.la, situs.la
- .mumbai (22): anu.mumbai, banerjee.mumbai, basin.mumbai, borivali.mumbai, checkfit.mumbai, deshmukh.mumbai, ganesh.mumbai, gita.mumbai, himalayas.mumbai, jeff.mumbai, and 12 more
- .ogallala (3): situs.ogallala, tmo.ogallala, will.ogallala
- .refi (2): situs.refi, tmo.refi
- .regen (6): basin.regen, ensurance.regen, jigonhsasee.regen, mycelium.regen, situs.regen, tmo.regen
- .sicilia (4): refai.sicilia, rifai.sicilia, situs.sicilia, tmo.sicilia
- .situs (53): ai.situs, amman.situs, avlt.situs, barcelona.situs, basin.situs, berlin.situs, bioregion.situs, bloom.situs, boston.situs, boulder.situs, and 43 more
- .solar (5): fund.solar, jon.solar, situs.solar, tmo.solar, tororo.solar
- .syndicate (60): aquifer-recharge.syndicate, basin.syndicate, bat.syndicate, beaver.syndicate, bioregion.syndicate, brine-shrimp.syndicate, climate-adaptation.syndicate, climate-resilience.syndicate, coastal-resilience.syndicate, colorado-headwaters.syndicate, and 50 more
- .tgn (111): ai.tgn, art.tgn, aspen.tgn, bammi.tgn, bellamia.tgn, bene.tgn, bigben.tgn, bigsizz.tgn, bitcoin.tgn, braelynn.tgn, and 101 more
- .tokyo (7): checkfit.tokyo, jonruth.tokyo, situs.tokyo, tmo.tokyo, ビーズ.tokyo, 悠真.tokyo, 蓮.tokyo

## for AI agents

ensurance agents can:
- hold ensurance coins and certificates
- execute trades on behalf of their mandate
- receive and route proceeds
- operate in manual, automated, or autonomous modes

to interact programmatically:
- ask/act: POST /api/act (conversational; also /act?q= in the browser. SSE follow-ups: event type `followups` (ignore |||FOLLOWUPS||| in text if present))
- act execute: POST /api/act/execute (authed Bearer; confirm swap/send/fund/mint/buy from an action_candidate)
- search: GET /api/search?q=
- catalog: GET /api/catalog?fields=index
- guide: GET /api/guide?fields=index
- manual: GET /api/manual
- protocol stats: GET /api/protocol/stats
- accounts: GET /api/accounts
- general coins: GET /api/general
- specific certificates: GET /api/specific/tokens

## organization

**BASIN** (basin.global) originates and operates natural capital through the ensurance protocol.

social: @ensurance_app (X/Twitter), /ensurance (Warpcast)